Final Expense Coverage
Protect your loved ones from the financial burden of funeral and burial costs. Get affordable, guaranteed coverage that provides peace of mind.
Key Benefits
- ✓No medical exam required
- ✓Coverage from $1,000 to $50,000
- ✓Immediate coverage available
- ✓Premiums that never increase
What is Final Expense Insurance?
Final expense insurance is a type of life insurance designed specifically to cover the costs associated with your funeral, burial, and other end-of-life expenses. It's designed to give you and your family peace of mind.
Unlike traditional life insurance policies that may require medical exams and have higher premiums, final expense insurance is typically easier to qualify for and more affordable for seniors.
Average Funeral Costs
The average funeral in the United States costs between $7,000 and $12,000, not including cemetery costs. Final expense insurance helps ensure your family isn't burdened with these unexpected expenses.
What's Covered
Funeral Services
Casket, embalming, viewing, and ceremony costs
Burial or Cremation
Cemetery plot, headstone, or cremation services
Medical Bills
Outstanding medical expenses and hospital bills
Other Expenses
Legal fees, travel costs for family, and other final expenses
Why Choose Final Expense Insurance?
Final expense insurance offers several advantages that make it an ideal choice for seniors.
No Medical Exam
Most final expense policies don't require a medical exam, making them accessible to seniors with health conditions.
Affordable Premiums
Premiums are typically lower than traditional life insurance and remain level for the life of the policy.
Quick Approval
Many policies offer immediate coverage or approval within days, not weeks or months.
Guaranteed Coverage
Some policies offer guaranteed acceptance regardless of health status, ensuring you can get coverage.
Level Premiums
Your premium amount stays the same throughout the life of the policy, making it easier to budget.
Peace of Mind
Know that your family won't be burdened with funeral costs during an already difficult time.
How Final Expense Insurance Works
Getting final expense coverage is simple and straightforward.
Apply
Complete a simple application with basic health questions. No medical exam required.
Get Approved
Most applications are approved quickly, often within days or even immediately.
Pay Premiums
Make affordable monthly or annual premium payments that never increase.
Family Protected
Your family receives the death benefit to cover funeral and burial expenses.
Ready to Protect Your Family?
Don't wait to secure final expense coverage. Our experts can help you find the right policy for your needs and budget.
Email Us
info@seniors-first.org
We'll respond within 24 hours
What You'll Need
- • Basic personal information
- • Current health status
- • Desired coverage amount
- • Payment method preference